As someone with multiple chronic illnesses I’ve prepared my Living Will, Health Care Surrogate and my Will. I’ve spoken to the people who I would like to help my husband raise our youngest daughter if something happens to me physically or if I die. I have some of my funeral arrangements made. Is this morbid? Not at all. The reality is that I’m sick with many health conditions. They are under control, thank God but something minor can happen and it can cause me great physical harm.
My husband doesn’t like to think about these types of things. When I got us an appointment for an attorney to write up our will, he was angry. I needed to have this done before I had major surgery almost five years ago. I wouldn’t feel comfortable unless I did this.
I don’t have life insurance any longer now that I don’t work a regular job. I know that we need this as our income will drop when I die plus we’ll need childcare. I’m trying to talk my husband into looking into life insurance rates for me. This is another way to feel prepared.