Health Insurance For All

Posted by Connie on Friday, June 1st, 2012 at 11:13 am and is filed under Advocate, Chronic Illness.
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English: U.S. Health Insurance Status (Under 65)

English: U.S. Health Insurance Status (Under 65) (Photo credit: Wikipedia)

Everyone needs health insurance, even healthy people.  You never know if you are going to get sick or get into an accident. Things can change drastically concerning your health in the matter of minutes. For those of us with chronic illnesses, finding affordable health insurance can be next to impossible, especially if we have to pay for it on our own. Finding a company that offers pre existing health insurance is like finding a needle in a haystack. Then the cost can be outrageous and the deductible and co-pays may make it not worth it financially.

I know of people who rely on the emergency room for their health care because they don’t have health insurance. Hospitals must accept you whether or not you have insurance or can pay for your care. Some hospitals offer programs to help you pay off your bill, lower your bill or send your bill to a nonprofit that pays it for you. But, what kind of care are these people getting? It’s not personalized and ongoing so that you a doctor tracks your symptoms on an ongoing basis. Plus, prescriptions can be too costly so the after care isn’t followed through. This is a just one time when low income health insurance is needed.

I don’t have all the answers for the health insurance dilemma, but one thing I know for sure is that people with low incomes need access to low cost insurance. In the long run, it will save money for everyone. Health care costs will be lowered since those of us with insurance aren’t paying for people without. And it’s just morally right that people who need health care get it, especially if they can’t work due to illness, if they are children and if they have put money into our national health insurance – Medicare – for a long time.

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  1. Your health insurance is either Schedule A, or as an adjustment on the front of the 1040 ( allowed if your business showed a profit, and limited to the amount of profit or 100% of the Health Insurance paid). Life insurance and AD&D are not deductible expenses on a personal tax return.
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    comment by Katherine — June 4, 2012 @ 10:18 pm
  2. It is very important that everyone has their own health insurance. Thus, you must get health insurance for your family to safeguard them to any unexpected happenings. So, it is better to look health insurance for your family now.
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    comment by Hazel Delle — June 6, 2012 @ 3:27 am
  3. I agree we must get health insurance for your family to safeguard them to any unexpected happenings.

    comment by Rodney S. Reed — June 23, 2012 @ 6:24 am
  4. Are you searching for health insurance? If yes, you must need to read first this blog before getting a reliable health insurance company.
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    comment by Alisson Evans — June 25, 2012 @ 5:42 am
  5. Health insurance could help everyone who is experiencing health issues so it is very important that a family has health insurance.
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    comment by Trinity Belt — June 28, 2012 @ 9:00 am
  6. I am searching for a health insurance for me and this post is a great help. Thanks for sharing it. This could be my guide.
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    comment by Britanny Ford — June 30, 2012 @ 6:52 am
  7. A family must need to have a health insurance so in case of emergency this can help a lot for the medical bills.
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    comment by Diane Zeilinski — July 19, 2012 @ 8:46 am
  8. Thanks for this advice and this could help me searching for a good health insurance.
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    comment by Carmine Flores — August 2, 2012 @ 4:17 am
  9. Every family must get a health insurance. So, during tough times and you need the help of the health insurance company, they can help you as soon as possible.
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    comment by Misha Grier — August 6, 2012 @ 4:25 am

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